Trade Credit Insurance

Safeguards businesses from losses due to customer insolvency, bankruptcy, or payment defaults, ensuring financial stability.

Ensures timely payments and protects against unexpected losses, helping businesses maintain liquidity and operational continuity.

Allows companies to extend credit to new or high-risk customers confidently, expanding market reach and revenue opportunities.

Banks and lenders may offer better loan terms, higher credit limits, and improved financing conditions when receivables are insured.

Insurers provide creditworthiness assessments and monitoring of buyers, helping businesses make informed credit decisions.

Reduces risks when trading internationally with unfamiliar buyers, enabling safe expansion into new markets.

Businesses can offer attractive credit terms to customers while mitigating risks, gaining competitive edge in the market.

Submit application with details about your business, customers, and credit sales. Insurer evaluates your risk profile and customer portfolio.

Insurer conducts credit checks and assigns coverage limits for each customer based on their financial strength and payment history.

Once approved, coverage begins for sales to listed customers. Regular monitoring and updates of customer credit limits continue.

If a customer defaults, notify the insurer immediately. After waiting period (typically 90-180 days), claim process begins.

Insurer pays the covered percentage (typically 80-90%) of the outstanding amount after investigation and verification of default.

Companies that extend payment terms to customers and want to protect against non-payment risks.

Businesses dealing with volatile markets or high-risk buyers who face increased default probabilities.

International traders dealing with unfamiliar buyers across different countries and regulatory environments.

SMEs looking to secure their receivables and protect cash flow from customer defaults.

Companies supplying goods to retailers, distributors, or other businesses on credit terms.

Professional service firms, contractors, and consultants who invoice clients on credit terms.

Covers all eligible customers and sales, providing comprehensive protection across the entire customer portfolio.

Allows businesses to choose specific customers or markets for coverage, ideal for targeted risk management.

Specialized coverage for international trade, including political risk protection and currency considerations.

Coverage for domestic sales within the same country, focusing on commercial credit risks.

One-off coverage for large transactions or specific high-value deals with particular customers.