Goods-Carrying Vehicles
Includes trucks, tankers, trailers, and other vehicles used for transporting goods and materials for business purposes.
Passenger-Carrying Vehicles
Covers buses, school vans, taxis, auto-rickshaws, and other vehicles used for transporting passengers commercially.
Legal Obligation
As per the Motor Vehicles Act 1988, third-party commercial vehicle insurance is mandatory to operate any commercial vehicle on Indian roads.
Financial Security
Safeguards both your vehicle and business from adverse situations that could lead to significant financial losses from accidents, theft, or natural disasters.
Third-Party Protection
Covers financial and legal liabilities for injury, property damage, or death resulting from accidents involving your commercial vehicle.
Business Continuity
Ensures your commercial operations can continue even after unexpected events by providing financial support for vehicle repairs or replacement.
Legal Liability (Driver)
Covers liability for employed drivers and loaders while on duty. Provides legal protection for accidents caused by authorized drivers.
Goods-in-Transit Cover
Covers damage to transported goods during transit. Essential for maintaining business continuity and protecting cargo value.
PA Cover for Driver
Covers driver injuries or death while on duty. Provides compensation to family in case of accidents involving the driver.
IMT 23
Excludes minor parts unless major damage occurs. Controls repair fraud by covering specific vehicle parts under defined conditions.
IMT 47
Covers additional electrical and electronic accessories installed in the vehicle. Protects non-standard fittings and modifications.
PA for Passengers
Covers accidental injuries to passengers traveling in the commercial vehicle. Provides legal and moral safeguard for passenger safety.
School Bus Add-ons
Tailored personal accident and driver cover specifically designed for school operations. Ensures compliance with educational transport norms.
Trailer Cover
Covers attached equipment and trailers. Protects against additional liability from trailer-related damages or accidents.
Fill Your Commercial Vehicle Details
Provide commercial vehicle details such as make, model, registration number, and business use to see insurance prices from top providers.
Compare Insurance Quotes
Select the plan that fits your budget and requirements best from all available commercial vehicle insurance plans. Compare coverage and add-ons.
Pay & Get Policy Instantly
Complete payment online using UPI, debit/credit card, or net banking. Policy issued instantly and sent to registered email for immediate use.
Immediate Action
Ensure safety, inform police, and file FIR. Take photos/videos of the incident and note details of involved parties.
Notify Insurer
Immediately inform your insurance provider about the incident with all necessary details for effective claim processing.
Vehicle Assessment
Take vehicle to authorized network garage. Motor surveyor will examine damage and provide repair authorization within 1-2 days.
Repair & Settlement
Choose cashless facility at network garages or pay upfront and claim reimbursement. Vehicle delivery upon completion of repairs.
Comprehensive Business Protection
Complete coverage for commercial vehicles used for transporting goods or passengers with legal compliance and financial security.Customizable Add-ons
Multiple add-on options for goods-carrying and passenger-carrying vehicles to enhance coverage based on specific business needs.Quick Online Process
Instant online purchase and renewal with digital policy delivery and 24/7 customer support for commercial operations.
Ready to Protect Your Business?
Get a customized quote in under 2 minutes. No hidden fees, no obligations.
⚡ Instant digital policy issuance • 📞 24/7 support • 🛡️ Zero paperwork claims