Private Car Insurance

Covers the cost of repairs and replacements if your car is damaged due to accidents, theft, fire, vandalism, or natural disasters, minimizing out-of-pocket expenses.

Legally mandatory for driving in India, it safeguards you from financial and legal liabilities if your car causes injury to someone or damages their vehicle or property.

Offers financial protection for the owner-driver in case of injury, disability, or death due to an accident, helping cover medical expenses and loss of income.

Rewards you with lower renewal costs for not making any claims during the policy term, allowing you to save money over time with discounts up to 50%.

Enables cashless repairs at network garages, with the insurer directly covering the costs with the repair center, eliminating upfront payment hassles.

Full value of parts replaced—no depreciation deduction. Ensures maximum claim payout for repairs without factoring in vehicle age.

Covers engine damage due to water ingress or oil leakage. Essential protection during monsoons and for flood-prone areas.

On-the-spot towing, jumpstart, fuel delivery, and emergency support. Available 24/7 for breakdowns and emergencies.

Reimburses invoice price instead of IDV on total loss. Covers full original vehicle value including registration and road tax.

Covers costs of nuts, bolts, oil, etc. used in repairs. Eliminates out-of-pocket expenses for small repair items.

Retains No Claim Bonus even after a claim. Preserves premium discounts and maintains cost benefits for future renewals.

Covers injuries or death of owner-driver. Provides financial aid and medical expense coverage in case of accidents.