Comprehensive Fire Coverage
Fire Insurance protects your property and business from financial losses caused by fire, explosions, lightning strikes, and natural calamities. Xtratrust ensures tailored solutions with expert guidance.
Fire & Lightning Protection
Explosion/Implosion Coverage
Natural Disaster Protection
What is Covered Under Fire Insurance
Fire
Lightning
Explosion / Implosion
Aircraft damage
Riot, Strike, Malicious damage (RSMD Perils)
Storm, Tempest, Flood, Inundation, Hurricane, Cyclone, Typhoon, Tornado
Impact by any Rail/Road vehicle or animal
Subsidence / Landslide including rockslide
Bursting and/or overflowing of water tanks, apparatus
Leakage from Automatic Sprinkler Installation
Missile Testing Operation
Pollution or contamination resulting from any of the above perils
Any insured peril resulting from pollution and contamination
Bush Fire
What is Not Covered in Fire Insurance
War and war-like operations
Nuclear risks
Pollution or contamination
Property under construction unless covered
Wear and tear or gradual deterioration
Willful acts or negligence of the insured
Volcanic eruptions and earth convulsions
Assets Covered Under Fire Insurance
Buildings including plinth of foundation
Furniture & fixtures
Plant & machinery
Raw materials and stock
Finished products across business locations
Cash in safe
Infrastructure before/after construction
Benefits of Fire Insurance
Financial Protection
Compensates for fire-related property damage, reducing financial stress.
Business Continuity
Minimizes downtime and helps businesses resume operations swiftly.
Comprehensive Coverage
Protects against fire, explosion, lightning, and natural disasters.
Customized Policies
Tailored coverage to suit specific business and industry requirements.
Peace of Mind
Know your property and assets are protected with expert-backed solutions.
Why Choose Xtratrust for Fire Insurance
We work with top insurers to provide expert guidance and better rates
Policy Comparison – Evaluate fire insurance options across multiple providers
Expert Guidance – Dedicated specialists to explain policy terms and benefits
Seamless Claims Support – We assist throughout the claims process
Tailored Coverage – Solutions based on your property type and risk profile
Trusted Partner – Decades of experience in fire and property insurance
Frequently Asked Questions
Answers to common queries about Fire Insurance
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