Construction Vehicles
JCB excavators, backhoe loaders, cranes, bulldozers, and other heavy construction equipment used for building and infrastructure projects.
Agricultural Vehicles
Tractors, harvesters, and other farm equipment used for agricultural operations and rural utility purposes.
Utility Vehicles
Ambulances, fire brigade vehicles, street sweepers, mobile vans, and other specialized vehicles for public and commercial utility services.
Legal Obligation
As per the Motor Vehicles Act 1988, third-party insurance is mandatory to operate any commercial vehicle including miscellaneous vehicles on Indian roads.
Financial Security
Safeguards both your vehicle and business from adverse situations that could lead to significant financial losses from accidents, theft, or natural disasters.
Specialized Equipment Protection
Provides coverage specifically designed for high-value specialized equipment that faces unique operational risks in construction, agriculture, and utility sectors.
Business Continuity
Ensures your specialized operations can continue even after unexpected events by providing financial support for vehicle repairs or replacement.
IMT 23
Limits cosmetic and external part liability by providing coverage for specific parts typically excluded from standard policies. Controls unnecessary claims effectively.
IMT 47
Includes special electronic systems installed in the vehicle. Covers additional electrical and electronic accessories for full equipment protection.
Operator/Owner PA
Covers injury to machine operator while on duty. Provides safety cover in case of mishap including medical expenses and compensation.
| Vehicle Model | Type | Approx. Price | Insurance Premium |
|---|---|---|---|
| JCB 3DX | Backhoe Loader | ₹13,19,220 | ₹7,843 |
| JCB 432 ZX | Backhoe Loader | ₹19,71,200 | ₹7,843 |
| Mahindra 575 DI | Tractor | ₹8,50,000 | ₹5,500 |
| Force Traveller | Ambulance | ₹12,00,000 | ₹6,200 |
*Insurance premiums may vary based on vehicle capacity, RTO, IDV, fuel type, registration year, etc.
Fill Your Miscellaneous Vehicle Details
Provide miscellaneous vehicle details such as make, model, type (JCB/Tractor/Ambulance), registration number, and usage to see insurance prices from top providers.
Compare Insurance Quotes
Select the plan that fits your budget and requirements best from all available miscellaneous vehicle insurance plans. Compare coverage and specialized add-ons.
Pay & Get Policy Instantly
Complete payment online using UPI, debit/credit card, or net banking. Policy issued instantly and sent to registered email for immediate use.
Immediate Action
Ensure safety, inform police if required, and file FIR. Take photos/videos of the incident and note details of involved parties.
Notify Insurer
Immediately inform your insurance provider about the incident with all necessary details including vehicle registration and policy number.
Vehicle Assessment
Take vehicle to authorized network garage. Motor surveyor will examine damage and provide repair authorization for specialized equipment.
Repair & Settlement
Choose cashless facility at network garages or pay upfront and claim reimbursement. Vehicle delivery upon completion of repairs.
Specialized Vehicle Protection
Comprehensive coverage for non-standard motor vehicles used for agriculture, construction, and utility purposes with tailored protection.Industry-Specific Add-ons
Specialized add-ons like IMT 23, IMT 47, and operator PA cover designed specifically for miscellaneous vehicle operational risks.Quick Online Process
Instant online purchase and renewal with digital policy delivery and specialized customer support for unique vehicle requirements.Ready to Protect Your Business?
Get a customized quote in under 2 minutes. No hidden fees, no obligations.
⚡ Instant digital policy issuance • 📞 24/7 support • 🛡️ Zero paperwork claims