Group Travel Insurance

Offers comprehensive coverage for employees or members, protecting against medical emergencies, trip cancellations, lost baggage, and more

Worry-Free Journeys, Secure Travels
Group Travel Insurance is a policy designed to provide comprehensive travel-related coverage to a group of individuals, such as employees of a company, members of an organization, or participants in a group tour. This insurance ensures that travelers are protected against various risks and inconveniences that may occur during their trip, including medical emergencies, trip cancellations, lost baggage, and more.
Employee Safety
Financial Protection
Compliance and Risk Management
How Does Group Travel Insurance Work?

Customizable Plan Selection

Corporates can choose a customizable travel insurance plan with self-selected benefits based on their specific travel requirements.

Premium Deposit

Once benefits are decided, the corporate deposits a premium to the insurer at a fixed rate per travel day.

Policy Certificate Issuance

Before each journey, employees can issue a travel policy certificate through multiple convenient modes without additional payment.

Premium Refund

At the end of the policy year, the corporate receives a refund of the premium for unused travel days.

What is covered under Group Travel Insurance?

Medical Expenses

Covers medical treatment costs in case of illness or injury during the trip.

Emergency Medical Evacuation

Provides coverage for emergency medical evacuation to the nearest medical facility.

Trip Cancellation/Interruption

Reimburses non-refundable expenses if the trip is canceled or interrupted due to covered reasons.

Baggage Loss/Delay

Covers the cost of lost, stolen, or delayed baggage.

Personal Accident

Provides compensation in case of accidental death or disability during the trip.

Travel Delay

Covers additional expenses incurred due to travel delays.

Additional Coverage Features
Extended protection features available under Group Travel Insurance
Passport and document loss coverage
Emergency cash advance assistance
24/7 emergency assistance services
Personal liability protection
Hotel booking cancellation coverage
Flight hijack and kidnap daily allowance
Credit card fraud protection
Worldwide coverage options
Types of Group Travel Insurance

Domestic Group Travel Insurance

Designed for groups traveling within India
Coverage for travel disruptions and medical emergencies
Protection against baggage loss within the country
Coverage for delays caused by weather or transport strikes

International Group Travel Insurance

Suitable for groups traveling abroad
Overseas medical coverage and passport loss protection
Trip delays and cancellation coverage
Multilingual assistance and cashless claim settlement
General Travel Insurance Exclusions

War, Civil War, Invasion-related Circumstances

Losses due to war or related activities.

Injury Due to Breach of Law

Injuries resulting from illegal activities.

Self-inflicted Injuries, Self-intoxication

Injuries resulting from self-harm or intoxication.

Pre-existing Ailments

Conditions existing before the trip may be excluded.

Cosmetic Treatment

Non-essential cosmetic procedures.

Adventure Sports

High-risk activities unless specifically covered.

Aviation Activities

Participation in aviation activities other than as a passenger.

Financial Default

Losses due to financial default of travel service providers.

Why Companies Should Take Group Travel Insurance for Their Employees?

Employee Safety

Ensures comprehensive protection for employees traveling for business purposes.

Financial Protection

Protects against unexpected travel-related expenses and medical costs.

Compliance and Risk Management

Helps organizations meet duty of care obligations for traveling employees.

Employee Satisfaction

Demonstrates company care for employee well-being during business travel.

Cost-Effective Solution

More economical than purchasing individual policies for each traveler.

Customizable Coverage

Policies can be tailored to meet specific organizational travel needs.

Key Suggestions to Make the Best Group Travel Insurance Plan

Assess Travel Needs

Understand the specific travel needs and risks faced by employees or group members.

Choose Comprehensive Coverage

Select a policy that offers broad coverage for various travel-related risks.

Clear Communication

Ensure employees or group members are aware of the coverage details and how to use the insurance in case of an emergency.

Regular Policy Reviews

Periodically review and update the policy to ensure it meets the changing needs of the organization and its travelers.

Who can buy Group Travel Insurance?
Corporate Organizations - Companies with employees traveling for business
Manufacturing Units - Industrial companies with international operations
Professional Associations - Trade unions and professional bodies organizing group travel
Educational Institutions - Schools and universities organizing educational trips
Travel Agencies - Tour operators organizing group tours
Non-Profit Organizations - NGOs and charitable organizations
Key Benefits of Group Travel Insurance

Employee Safety

Comprehensive protection ensuring employee safety during business travel.

Financial Protection

Safeguards against unexpected travel expenses and medical emergencies.

Compliance and Risk Management

Helps organizations fulfill duty of care obligations for traveling employees.
FAQs over Group Travel Insurance
Common queries about Group Travel Insurance

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